Which credit card is best for large purchases?

The best card for large purchases depends on what you're buying. Look for cards with purchase protection, extended warranty, and high rewards rates. Cards like Chase Sapphire, Amex cards, and Citi cards often have strong purchase protections.

Do credit cards offer purchase protection?

Yes, many credit cards offer purchase protection that covers items against damage or theft for 90-120 days after purchase. Premium cards like Amex Platinum and Chase Sapphire Reserve typically offer the best coverage.

What is extended warranty on credit cards?

Extended warranty is a credit card benefit that adds extra time to a manufacturer's warranty, typically 1-2 additional years. This is especially valuable for electronics and appliances.

Should I use a 0% APR card for large purchases?

A 0% APR card can be a good choice if you need to finance a large purchase over time. This lets you spread payments interest-free. Just be sure to pay off the balance before the promotional period ends.

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Note: Recommendations are based on your portfolio and general card benefits. Always verify specific terms, protections, and financing offers with your card issuer before making purchase decisions.

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